Classic Car Insurance

Collector & Antique Car Insurance


We are more than insurance agents in Clearwater – we are racers, collectors, and enthusiasts  ourselves.  We understand the work and dedication behind classic cars, exotics and street rods. We appreciate the commitment to preparing cars and driving long distances to shows. And most of all, we understand the joy of cruising on a beautiful Saturday night.

We understand that you are passionate about caring for your prized possession.  We are passionate about making sure that your prized possession is properly protected! We will work to find you the best coverage to protect your collector car and provide you with peace of mind.  We are there to support you – in the office and at many car shows throughout the country.

Classic, street rod or exotic – Bay Area Insurance Shop can provide customized collector car insurance products to make certain both you and your care are properly protected.  Our coverage plan includes:

  • Full liability coverage that includes bodily injury liability and property damage liability in case you injure someone or someone’s property in an accident.
  • Agreed valuation on your classic, street rod or exotic vehicle in the event of a total loss.  This is often known as “guaranteed value” – no depreciation and no hassle, you will receive a check for the full insured value of your vehicle.
  •  Flexible usage programs that support usage for car shows, parades or just a pleasure use drive to dinner.  We want you to enjoy the vehicle that you have worked so hard to own.
  • Policy premiums that may surprise you!  Our collector & antique policy premiums are significantly lower than your regular auto insurance policy.
  • Guaranteed flatbed towing and roadside assistance 24/7.
  • Specialize underwriters and claims adjusters who understand the collector car hobbyist.  You choose the repair shop not the insurance company!  Bay Area Insurance Shop is there as you local agent to support you throughout the process.

At Bay Area Insurance Shop, we have access to multiple classic car insurance companies in Clearwater and throughout the country, so we can shop and compare to find the best possible combination of price and coverage.

Bay Area Insurance Shop can write your classic, street rod or exotic insurance in  FL, GA, MD, KY, OH, IL, VA, PA, NC, SC, CT, NE, MI and WI.  To get started with your classic car insurance quote, call our office or fill out our quick online quote form on our quotes page to get the process started.

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Are you ready to save time, aggravation, and money? The team at Bay Area Insurance Shop is here and ready to make the process as painless as possible. We look forward to meeting you!

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