Despite legislative reforms passed during the 2021 Legislative Session, Florida’s homeowners have continued to see dramatic property rate increases. At the same time, the insurance industry is losing billions to unnecessary lawsuits from third-party contractors. In the first three quarters…
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won’t see any benefit unless you have a loss, accident, or claim. But insurance can make or break…
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes…
Most people have good intentions when Pink October rolls around. They truly want to do something to help cure breast cancer. However, what most people don’t know is that buying pink ribbons or reposting Facebook games doesn’t really help anybody.…
Beachgoers need to be aware of RIP currents. “RIP” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in RIP Currents every year. Lifeguards in the U.S.…
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver.…
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While…
Planning for a hurricane is one of the most important precautionary measures you can take before one occurs. We live in a state prone to hurricanes, and it’s critical for you to have a clear understanding of what hurricane preparedness…
Greetings – BAIS Client Family, I hope you are staying healthy. One of our goals at Bay Area Insurance Shop is to educate our clients in matters of insurance. Recently, I have had many clients approach me with questions regarding…
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance,…